Coverage plans
Three plans, one flat $79 service fee, and the same limit schedule your claim will be measured against. Plan version 2026.1 is stamped onto your contract when you bind, so the limits cannot move underneath you.
$49/mo
$79 per service visit
The service fee is paid when a covered service visit is performed, not at signup.
Core home systems only — heating, cooling, electrical, plumbing, water heater.
Realistic limits — no artificial low caps.
Immediate coverage where there is no manufacturer-warranty gap.
Aggregate limit $14,000 per contract year
Select Systems$69/mo
$79 per service visit
The service fee is paid when a covered service visit is performed, not at signup.
Everything in Systems plus the kitchen and laundry appliances a household depends on.
Realistic limits — no artificial low caps.
Immediate coverage where there is no manufacturer-warranty gap.
Aggregate limit $20,000 per contract year
Select Complete$89/mo
$79 per service visit
The service fee is paid when a covered service visit is performed, not at signup.
Everything in Complete plus secondary systems, code-required parts and a second AC unit.
Realistic limits — no artificial low caps.
Immediate coverage where there is no manufacturer-warranty gap.
Aggregate limit $28,000 per contract year
Select PremiumIf a manufacturer's warranty on your covered systems and appliances ends on or before the day your Nobeus contract starts, there is no gap — and no waiting period. Your coverage is effective on the contract start date shown on your acceptance record.
Where a gap exists, a 30-day eligibility period applies from the contract start date before a claim can be filed on the affected item. We ask you the gap question in the application, we show you the answer we recorded at checkout, and it is written into your contract.
Your Nobeus contract covers what a unit owner is responsible for: the systems and appliances inside your unit, including your own furnace or air handler, water heater, in-unit plumbing from the shutoff, and your appliances.
It does not cover common elements your association maintains — the roof, exterior walls, shared risers, central boilers, elevators, or shared mechanical rooms. Check your declaration for the exact split; if your association pays for it, your plan does not.
Limit schedule — version 2026.1
Aggregate $14,000 per contract year
Aggregate $20,000 per contract year
Aggregate $28,000 per contract year
Reaching a limit is not a denial. If a repair costs more than the per-event limit, we apply the full limit amount to the repair and tell you the exact figure applied and what remains on your aggregate. No plan covers everything, and none of ours claims to.
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